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What is Micr Code Explained
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MICR Magnetic ink character recognition (Micr) is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents. The MICR encoding, called the MICR line, is at the bottom of cheques and other vouchers and typically includes the document-type indicator, bank code, bank account number, cheque number, cheque amount, and a control indicator. The technology allows MICR readers to scan and read the information directly into a data-collection device. Unlike barcodes and similar technologies, MICR characters can be read easily by humans. The MICR E-13B font has been adopted as the international standard in ISO 1004:1995, but the CMC-7 font is widely used in Europe.
The MICR line on a check allows the check information to be automatically read by inexpensive machines. This is the only way that huge numbers of checks can be processed each day
The MICR typeface has only 14 characters in it: the numbers 0-9, and four special symbols- Transit, Amount, On-Us, and Dash. Since MICR has only 14 characters, you can not print an entire check using just this font!
MICR characters are fixed width. Each number or symbol occupies exactly 1/8 of an inch. The actual numbers or symbols themselves have one of 5 different widths, and must be positioned exactly within the fixed character cell. If the numbers or symbols arent positioned correctly, then certain pairs of numbers or symbols will not read correctly.
Where is MICR CODE printed on the CHEQUES
The MICR CODE is found at the line in the bottom of a check encodes three or four separate items. The left most field is usually has the check number in it. The Second field is the MICR CODE wich ends with the symbol .
The next area (to the right) is the Transit field. This identifies the bank or institution. Next, (to the right), is the On-Us field, which is usually the business or persons bank account number. Finally, the right most area, which appears blank when the check is printed, is the Amount field. The check amount is filled in by the bank or another processing authority.
|MICR CODE EXAMPLE on CHEQUE|